Tangerine
3389 Steeles Ave. East
Toronto, ON, M2H 0A1

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Tangerine Bank, operating as Tangerine, is a Canadian direct bank and a subsidiary of Scotiabank.

Although Tangerine is a bank without branches, they are much more than a website on the Internet. Tangerine's presence is also established via mobile, at their Tangerine locations and through their contact centres.

The predecessor of Tangerine, ING Bank of Canada (operating as ING Direct) was founded in April 1997 and operated as a telephone banking service offering savings accounts. It was the first test market for ING Group's direct banking business model, where the aim was to offer more favourable rates to customers by avoiding the cost of running a network of branches.

Operating without traditional bank branches, ING Direct Canada instead opened a small network of ING Direct Cafes, for its face-to-face contact points. The first café opened in Toronto in 1997, with a further three opening in Vancouver, Montreal and Calgary, as well a second Toronto location.