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Registered Retirement Savings Plan (RRSP) Rates

This table provides interest rates paid by banks and other lenders for Registered Retirement Savings Plans (RRSPs).

Interested in purchasing from our tables? Click for some quick instructions.

Our RSP and RIF Tables

Registered Retirement Savings Plan (RRSP) Rates
1 to 5 Years
Registered Retirement Income Fund (RRIF) Rates
1 to 5 Years and RRIF Savings Accounts

Featured Content

RSP and RIF Tools

Retirement Savings and Income Calculator
Get a clearer picture of how your retirement savings will become your retirement income later down the road.
Give it a try
RRIF Withdrawal Schedule Generator
Wondering what to expect from a RIF income strream? Produce a year-by-year account of RRIF payouts based on your selected plan terms.
Give it a try
Jargon Buster - Glossary of Financial Terms
Get a clearer picture from our handy glossary, with over 1,200 entries covering just about every aspect of finance, investing and saving.
Check it out

Latest Reads

Canada’s 2025 Pension Plan: Key Changes to CPP, OAS, and GIS Benefits

May 9, 2025May 9, 2025

[From OAS – CPP Updates] As we step into a new era of retirement security, Canada’s 2025 Pension Plan emerges as a beacon of progress and promise for millions of…

Deposit Insurance in Canada

Want to know how well your investment is protected? Use this link for more about deposit insurance coverage for Canadians.
CDIC Website
You can also read more about deposit insurance coverage for indidivual provinces.
Provincial Insurers

CRA Guides to RRSPs and RRIFs

The Canada Revenue Agency provides thorough background guides for RRSPs and RRIFs.
View the RRSP Guide
View the RRIF Guide
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